Economics Explored

Saving and Investing for Retirement: 401(k)s, IRAs, mutual funds, ETFs, etc.

Episode Summary

A conversation on saving and investing for retirement, considering mutual funds, ETFs, 401(k)s, IRAs, and superannuation, with observations on diversification and dollar-cost averaging.

Episode Notes

Economics Explored host Gene Tunny discusses saving and investing for retirement with Sarah Holden, Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI). ICI is the leading association representing regulated funds globally, including US mutual funds and exchange-traded funds (ETFs). Sarah has a Ph.D. in economics and has studied retirement trends and policy, as well as the behavior of investors, for decades. She uses humor and plain English to make retirement and investment concepts clear. Sarah is based in Washington, DC and Gene spoke with her over Zoom on 12 May 2021. 

Please send through any questions, comments or suggestions to and Gene will aim to address them in a future episode. 

Links relevant to the conversation include:

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing

Australia vs US: A scorecard on the Australian and US Defined Contribution Systems